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Residential Mortgage Consultants

Flexx Funding is committed to helping you find the right mortgage product for your residential lending needs. We understand that every borrower is different and you will be offered a variety of products to meet your individual requirements. We will refer you to the most respected mortgage companies in the mortgage industry to enable you to make a sound decision.

Conventional

Flexx Funding can help you secure a conventional loan and like all conventional loans it will be secured by government sponsored entities or GSE's such as Fannie Mae or Freddie Mac. Conventional loans can be made to purchase or refinance homes with first or second mortgages on single family to four family homes.

      

FHA

Flexx Funding will connect you with dedicated and highly specialized professionals to help you achieve your mortgage goals with an "FHA" loan. The Federal Housing Administration is a United States government agency that was created as part of the National Housing Act of 1934 to provide an adequate home financing system through the issuance of mortgage loans.

Popular FHA programs:

  • Purchase
  • Refmance
  • Reverse Mortgages
  • 203k Purchase/Rehab Loans

Lending Limits vary from State to State

Foreign National Program

Flexx Funding can help facilitate mortgage loans to Foreign Nationals. A foreign national is a person that is not a permanent resident of the United States. Many investors from other countries like to holiday in the United States whilst others prefer to take advantage of the higher currency exchange rates between their country of residence and the United States.

  • 60% to 70% Loan to Value
  • Adjustable rate mortgages available
  • No Income - No asset loans available

Jumbo and Super Jumbo Mortgages

Flexx Funding will help accommodate any of your Jumbo and Super Jumbo mortgage needs. Jumbo Loans, also called non conforming loans, are mortgages with loan amounts greater than the conforming loan limit. The current conforming loan limit is $ 417,000. Purchase or refinance, we will get you to the closing table.

Heloc's - Home Equity Lines of Credit

Flexx Funding can help you meet your financial needs such as debt reduction, home improvement, college expenses, etc. HELOC's are a secondary mortgage loan that allows you to withdraw funds for a variety of purposes.

Loan Programs: Fixed rate, Interest Only, No Doe, Stated Income as well as Sub Prime.

The Doctor Mortgage Loan

Flexx Funding has a great loan for doctors that are in residency, medical school or who are in practice. We can provide low rates and very small down payments with using future income to qualify you and let you move in today.

Easy Qualification for medical doctors with an MD, DDS, DO, DMD or DPM degree No Pre-payment Penalties.

  • Loan Programs - 311,5/1, 7/1
  • Low or No Down Payments
  • No Private Mortgage Insurance

Reverse Mortgages

Flexx Funding can point you in the right direction for people looking to access the equity in their home while retaining home ownership. The Reverse Mortgage program or HECM (Home Equity Line of Credit) is insured by the FHA to homeowners of the age of 62 or older. This HECM loan can be funded by a Mortgage Lender, Bank, Credit Union or a Savings and Loan Association.